Get free interim cover while your application is being processed.

You don’t have to wait until your insurance application is accepted in order to be covered. Get free interim cover while your application is being processed, subject to the interim cover terms and conditions referred to below. That is, you are automatically covered from the date your application is received by AIA, and until that cover ceases in accordance with the terms and conditions.

Free interim cover is available for the following AIA Living benefits:

Terms and Conditions

Free interim cover is subject to important terms and conditions for each type of cover, including maximum amounts of cover, what is covered, when a benefit is payable and when a benefit is not payable, and when the cover expires.

Please read the AIA Living Interim Cover PDF policy wording for details.